Stated Income Commercial Real Estate

Stated Income Loans for Real Estate Financing

Most real estate purchases require a hefty sum of capital. Because of this, relatively few purchase a property with no money down. One form of financing that may be of interest to you are stated income loans.

Our firm, Capital Creators, is a national leader in providing stated income commercial real estate loans. We are interested in partnering with you. Our financing can help you achieve your funding needs, whether it’s debt consolidation, property purchasing or improvement, or an infusion of working capital.

Stated income Loans Versus Traditional Loans

When applying for a traditional bank loan, you will generally need to fill out a long and detailed application. The bank will scrutinize your credit history in great detail. Then, after a sometimes very long wait, a decision on funding is rendered.

When you apply for a stated income loan, your credit record is less important than for a traditional loan. This is because the lending agency is more interested in the actual value of the real estate you’d like to purchase.

Furthermore, the application process for a stated income loan is much more abbreviated and less intrusive than for a traditional loan. Much less documentation is required. The approval process is usually quicker as well.

Benefits of Obtaining a Stated Income Loan from Us

When you partner with Capital Creators, you will likely appreciate these benefits of our stated income loans:

  • Fixed, fully amortized loan with terms up to 25 years
  • Loan amounts up to a $500,000
  • Loan-to-value of up to 75%
  • A credit score of 600 or more needed to qualify
  • Use the proceeds for a wide variety of real-estate-related costs

Connect with Capital Creators

We are ready to take your call. Our staff will walk you through any additional details that you may need about stated income loans or any of our other popular financing options. Give us a call today.